Built-In Compliance for Private Lenders
HMDA reporting, KYC/AML verification, tamper-evident audit logs, and regulatory reporting — all automated and built directly into the platform, not bolted on.
Built for both US and Canadian regulatory environments
LendAutomate supports HMDA reporting for US lenders and MIC-specific compliance for Canadian Mortgage Investment Corporations — including provincial regulatory reporting, RRSP/TFSA compliance, and T5 tax reporting. One platform, both jurisdictions.
Compliance Automation Across Every Module
Compliance is not a separate workflow in LendAutomate — it is embedded in every module, automatically capturing the data and audit trail you need without any manual effort.
HMDA Reporting
Automated HMDA data collection, validation, and LAR file generation for US lenders. Stay compliant with Home Mortgage Disclosure Act requirements without manual data entry.
- Automated HMDA data collection across all loans
- LAR (Loan Application Register) file generation
- HMDA data validation and error checking
- Submission-ready export formats
- HMDA field mapping configuration
- Annual HMDA report preparation
KYC & AML Verification
Integrated KYC identity verification and AML screening for borrowers, guarantors, and investors. Automate compliance checks at onboarding and on a scheduled basis.
- Automated KYC identity verification
- AML watchlist and sanctions screening
- PEP (Politically Exposed Persons) checks
- Ongoing monitoring and re-verification
- KYC document collection and storage
- Compliance status tracking per entity
Audit Log & Activity Trail
A complete, tamper-evident audit log of every action taken in the system — who did what, when, and from where. Exportable for regulatory review or legal proceedings.
- System-wide tamper-evident audit trail
- User action logging with IP and timestamp
- Data change history with before/after values
- Configurable log retention policies
- Exportable audit reports for regulators
- Real-time activity monitoring dashboard
Compliance Alerts & Monitoring
Proactive compliance monitoring with configurable alerts for regulatory thresholds, suspicious activity patterns, and policy violations.
- Configurable compliance violation alerts
- Suspicious activity detection and flagging
- Regulatory threshold monitoring
- Policy breach notifications
- Compliance calendar with deadline tracking
- Escalation workflows for compliance issues
Data Retention & Privacy
Configurable data retention policies with automated purge workflows. Manage data subject requests, consent tracking, and privacy compliance for GDPR and CCPA.
- Configurable data retention schedules
- Automated data purge workflows
- Data subject request management
- Consent tracking and audit trail
- GDPR and CCPA compliance tools
- Data classification and tagging
Regulatory Reporting
Pre-built regulatory report templates for US and Canadian jurisdictions. Generate submission-ready reports for federal and provincial regulators on demand.
- Pre-built US and Canadian regulatory templates
- Submission-ready export formats
- Custom report builder for local requirements
- Scheduled automated report generation
- Report version history and approval workflow
- Multi-jurisdiction reporting support
Every Action. Every Change. Every User.
LendAutomate captures a complete, tamper-evident audit trail of every action taken in the system — from loan status changes to document uploads to user logins. Exportable in minutes for regulatory review or legal proceedings.
Audit Log — Live Feed
Works Seamlessly With
Frequently Asked Questions
Everything you need to know about the Compliance module.
See the Compliance Module in Action
Book a personalized demo and see how LendAutomate keeps you compliant automatically — without manual data entry or separate compliance tools.