Solutions for Canadian MICs

The Platform Built for
Canadian MICs

LendAutomate is the only platform purpose-built for Mortgage Investment Corporations — combining mortgage portfolio management with investor registry, distribution automation, and Canadian regulatory compliance in one unified system.

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Built Specifically for the MIC Structure

Mortgage Investment Corporations have unique requirements that generic lending software can't handle — investor share registries, distribution calculations, T5 reporting, and compliance with the Income Tax Act's MIC provisions. LendAutomate was built to handle all of this natively, not as an afterthought.

Platform Capabilities

Everything a MIC Needs to Operate

From mortgage origination to investor distributions — all in one platform.

Investor Registry & Management

Maintain a complete registry of MIC shareholders with share classes, ownership percentages, and transaction history. Fully compliant with Canadian securities requirements.

Distribution Management

Automate monthly or quarterly distribution calculations and payments. Generate T5 slips, distribution notices, and investor statements automatically.

MIC Performance Reporting

Comprehensive reporting on portfolio yield, NAV calculations, investor returns, and fund performance metrics required for MIC governance and investor communications.

Regulatory Compliance

Built-in compliance tools for Canadian MIC regulations under the Income Tax Act. Automated checks ensure your fund maintains its MIC status.

Loan Portfolio Management

Manage your entire mortgage portfolio with automated payment processing, arrears tracking, and renewal management — all integrated with your investor accounting.

Audit-Ready Documentation

Complete audit trails, board reporting packages, and compliance documentation. Be prepared for annual audits with organized, accessible records.

Key Benefits

Run Your MIC with Confidence

Managing a MIC means juggling mortgage operations, investor relations, regulatory compliance, and financial reporting simultaneously. LendAutomate brings all of these together in one platform, eliminating the patchwork of spreadsheets and disconnected tools that most MICs rely on.

Automate T5 slip generation and distribution reporting
Maintain investor registry with full transaction history
Ensure ongoing compliance with MIC regulations under the Income Tax Act
Streamline NAV calculations and investor communications
Reduce audit preparation time by 80%
Scale your MIC without proportional administrative overhead

MIC Compliance Checklist

Income Tax Act MIC provisions complianceAutomated
Annual T5 slip generation for all investorsAutomated
Investor registry maintenance and updatesReal-time
Distribution calculation and payment processingAutomated
Board reporting and governance documentationOn-demand
Annual audit preparation and documentationAlways ready
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"The fund management module alone saved us 20+ hours per month on investor reporting. Our investors love the portal, and our auditors love the documentation."

JT
James Thornton
Managing Director, Thornton Capital MIC

Ready to Modernize Your MIC Operations?

See how LendAutomate handles the full MIC lifecycle in a personalized 30-minute demo.

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